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  4. Cuestiones Económicas Vol. 26 No. 1, 2016
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dc.contributor.authorPérez Juanazo, Giovanni-
dc.contributor.authorRuíz Martínez, Miguel-
dc.date.accessioned2023-07-13T19:18:39Z-
dc.date.available2023-07-13T19:18:39Z-
dc.date.issued2016-07-
dc.identifier.citationPérez Juanazo, Giovanni. Ruíz Martínez, Miguel. (2016). Deposit Insurance and Moral Hazard in Ecuadorian Credit Unions. Cuestiones Económicas, 26 (1), 193-225es_ES
dc.identifier.issn2477-9059-
dc.identifier.urihttp://repositorio.bce.ec/handle/32000/2340-
dc.description.abstractThis paper studies the relation between deposit insurance implementation and moral hazard among Ecuadorian credit unions. We use monthly inancial data of 34 credit unions from December 2007 to July 2015. Non-parametric mean di朽erence test and panel data analysis employing monthly risk indicators are used to test for this relationship. Overall, results ind no evidence to support our hypothesis that risk levels increased after deposit insurance was implemented in Ecuador on May 2009. However, with some speciic indicators, we do ind evidence that risk levels increased. Further analysis is needed to ind more conclusive results, specially using more observations for the pre deposit insurance period and a VAR speciication.es_ES
dc.language.isoenes_ES
dc.publisherQuito, Ecuador : Banco Central del Ecuador.es_ES
dc.subjectdeposit insurancees_ES
dc.subjectmoral hazardes_ES
dc.subjectcredit uniones_ES
dc.subjectemerging economieses_ES
dc.subjectnon-market risk indicatorses_ES
dc.titleDeposit Insurance and Moral Hazard in Ecuadorian Credit Unionses_ES
dc.typeWorking Paperes_ES
Aparece en las colecciones: Cuestiones Económicas Vol. 26 No. 1, 2016

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